PSC Griffiths Goodall have focused on alignment with a number of industries and association groups with specific risk requirements, and whom require expert industry knowledge. Scroll down to view some of the products we have developed in partnership with industry.
PSC Griffiths Goodall are the specialists in liability insurance for the stockfeed manufacturing industry, having the most comprehensive Public and Products Liability cover available in Australia. GGIB have specialised in insurance for the stockfeed industry for over a decade. Our claims handling and advice is second to none, and we also offer a thorough risk management capability which is just one of the many reasons that we are the Stock Feed Manufacturers' Council of Australia’s preferred Insurance Broker.
Grain Carriers & Grain Industry
As one of the largest regional insurance intermediaries in Australia and with over 100 years of continuous experience, PSC Griffiths Goodall are specialists in grain carriers’ insurance for the trucking industry. We have teamed up with Australia’s largest truck insurance specialist, NTI, to provide grain carriers with superior protection at a competitive price. The elaborate policy benefits include an automatic 1,000 kilometre radius regardless of radius splits, automatic cover for drivers under 25 years of age, $50,000 trailer in control liability and finance payout protection in the event of a total loss. Together with NTI’s famed Accident Assist hotline and NTI Trucklife Guarantee, we couldn’t improve the product if we tried.
Farm insurance has long been considered problematic by most major insurance companies in Australia. It is rarely a profitable class of insurance and the remoteness of many of the properties has resulted in many insurers failing to establish strong working relationships with such a large client base. Following a series of large hay fires and workcover recoveries, a number of insurers completely withdrew from the market in 2010, choosing to focus on far more lucrative lines of business such as private motor, home & contents & business insurance.
AFIA approached our insurance brokerage to establish a workable insurance solution for AFIA members. After a lengthy consultation process in which GGIB and AFIA presented many insurers with the benefits of using the Fodder Care system, PSC Griffiths Goodall was able to establish an underwriting panel for AFIA members. It was necessary to establish a panel of underwriters as the underwriting criteria varies considerably between each insurer. This will be extremely helpful where an AFIA member has a diverse range of farming activities (eg. fodder, livestock, transport, etc). Each underwriter will have a different underwriting approach to each activity which will result in varying insurance premiums.
The AFIA insurance program is exclusive to AFIA members and, depending on the underwriter chosen, the program contains significant upgrades in cover:
- up to 15-20% discounts for members with Fodder Care accreditation;
- members are able to store up to $350,000 in hay at any one site;
- spontaneous combustion is included as a defined peril; and
- cover can be provided for unspecified outbuildings up to $100,000 at no extra charge.
PSC Griffiths Goodall Insurance Brokers are the specialists in livestock and bulk cartage insurance. As one of the largest heavy motor brokers in the country, we can accommodate tailored insurance packages for either cartage type, including automatic coverage for drivers under 25 years of age. We also provide market leading coverage for downtime protection, public liability and marine cargo insurances.
PSC Griffiths Goodall has an affinity with many large and small construction clients, including registered commercial and domestic builders, contractors, and direct trades. Some of our largest insured projects include whole suburb housing developments, as well as port infrastructure, terminal construction, and are one of the few providers in the country of domestic builders warranty eligibility and accompanying insurance documentation.
We are also the appointed broker to many civil, underground, excavation and alike construction firms, who have specific advice and product requirements. Our knowledge and advice has been a point of advantage for our clientele.
Our expertise and specialty in this area sets us apart from our competition, with a dedicated construction specialist on team who has a personal knowledge of the insurable risks involved in development and construction.